Real-time risk analysis based on artificial intelligence (AI) and machine learning optimises control processes, leveraging the opportunities offered by PSD2.
Leveraging SCA exemptions, the solution directly targets conversion rates and maximises sales.
The platform performs an initial check on transactions with low levels of fraud risk and then runs a second analysis to secure the transaction from potential chargebacks.
Efficient exemption management provides a seamless payment experience, reducing time at checkout and optimising customers’ shopping experience.
After Fabrick Advice’s analysis, transactions that can be exempt from SCA are assigned a risk level indicator. According to the degree of risk, the indication can be to not capture the payment, apply SCA or switch to Guaranteed payments' second security check.
Initial assessment of transaction eligibility.
Pre-authorisation payment analysis.
"Fraud", "3DS2 suggested", "Request for exemption" outcome.
Exempt transactions accepted by the issuer are sent to Fabrick Guaranteed Payment for a second assessment.
Contact our specialists to identify the most suitable solution for your needs.