ProductFabrick Guaranteed payments

Fabrick Guaranteed payments

The end-to-end (E2E) security solution for fraud prevention in the post-authorisation phase (post-auth), based on artificial intelligence (AI).

image

Data analysis for fraud prevention

image
icon
Artificial intelligence and machine learning

Thanks to advanced machine learning algorithms and data enrichment, such as behavioural analysis, geographic region and payment amount, the platform assesses individual transactions in the post-authorisation phase.

icon
Gateway integration

The solution can be seamlessly integrated into the gateway and embedded in the payment process, identifying fraudulent transactions with minimum delay.

icon
Frictionless payments

The payment analysis process does not impact the end customer’s journey. This guarantees a seamless buying experience, reducing friction in line with the best practices on the market.

icon
PSD2 compliant

By leveraging the features of the European regulation, Strong Customer Authentication (SCA) turns from a potential challenge to conversion rates into an opportunity, thanks to optimised exemption management.

Flexible solution for different needs

Fabrick Guaranteed payments security solution can be integrated with two configurations, providing maximum flexibility while guaranteeing the same outcome: all frauds not detected by the system are fully refunded.

Shop Protection

The platform processes all transactions, providing an in-depth analysis and assessing their validity and risk level.

Select & Submit

All payment data is sent to the platform, allowing businesses to choose which transactions need to be analysed by the platform.

Post-authorisation (post-auth) fraud control

In the post-authorisation phase, Fabrick Guaranteed payments analyses the exempt payment and either declines or approves it according to the analysis outcome, also allowing the merchant the choice to capture it at any time.

STEP 1

Post-authorisation payment analysis.

STEP 2

“Declined” or “Approved” outcome.

Latest Insights

image

Agentic Payments: when the “buyer” becomes an AI agent

Agent-led payments shift commerce from user-driven checkout to an experience where an AI agent—within clear consent and rules—can choose the best payment method, execute the transaction, and manage post-purchase flows (returns, refunds, loyalty). For retailers and merchants, this means rethinking visibility, trust, and conversion: not only being discoverable to customers, but also to the agents buying on their behalf.
03 March 2026
image

Integrating PISP services into the ERP system: invoice and payment reconciliation on a single platform 

Digitising your business does not end with ERP: it ends when the gaps between systems disappear, especially at the point of payment. Integrating Pay by Bank via PISP is an opportunity to close the loop: invoicing, payment and reconciliation in a single digital chain, without relying on files or manual tasks.
30 December 2025
image

Why Open Finance and Embedded Finance are transforming the Energy & Utilities sector in the UK 

What characterises the energy and utilities sector in the United Kingdom? What financial challenges do companies operating in the utilities sector face? And how can open finance and embedded finance help address the growing complexity of the UK energy market? 
23 December 2025

Would you like more details about this product? Please fill out the form.

Contact our specialists to identify the most suitable solution for your needs.

1
Company Information
2
Contact Information
3
Solutions of Interest