Adjustments applied to transactions are displayed in the Fabrick Dashboard under the “Transfers” - “Event Type” section. In addition to the general “adjustments” category, the specific type is detailed (e.g., Adjustment - MC Authorization fees debit). A detailed list of adjustment types is available, with descriptions and the frequency of credit or debit.
Chargeback Fee
Correction of potential miscalculations on chargeback fees
No predetermined frequency.
Mastercard Network Token Fee
Established in October 2024, it is a fee applied to each approved transaction using Mastercard network tokens, determined based on the merchant's country of incorporation.
At the beginning of each month, based on the activity from the previous month
Mastercard Technical Violation Fee
When a dispute is brought to arbitration, Mastercard may charge a technical violation fee, regardless of the outcome of the dispute. This fee may be charged multiple times (typically once or twice) for each dispute, based on the network's decision.
Monthly.
MC 3D Authentication Fee
Fee introduced by Mastercard as a re-billing of applied fees.
At the beginning of the month, based on the activity from the previous month.
MC Decline Reason Code Fee
Fee applied by Mastercard to declined transactions. It is applied only in cases where the Response Code is 79/82/83 and the Merchant Advice Code is 01/03.
At the beginning of the month, based on the activity from the previous month.
MC Dispute Fee
Additional fee to the Mastercard chargeback fee, applied to cover extra costs incurred by the network.
At the beginning of the month, based on the activity from the previous month.
MC Excessive Authorization Attempts
Fee introduced by Mastercard for each attempt to submit an additional authorization request on a card that has already been declined 10 times in the last 24 hours or declined 35 times in the last 30 days.
At the beginning of the month, based on the activity from the previous month.
MC Final auth not meeting requirements
Fee introduced by Mastercard for reviews of decline codes. It applies only to card-not-present transactions that do not comply with the network's guidelines.
At the beginning of the month, based on the activity from the previous month.
MC Mac Fee
Fee introduced by Mastercard for reviews of decline codes. It applies only to card-not-present transactions that do not adhere to the network's guidelines.
At the beginning of the month, based on the activity from the previous month.
MC MDES Fee
Fee introduced by Mastercard for each non-tokenized Card On File (COF) transaction using Mastercard's tokenization system (MDES).
At the beginning of the month, based on the activity from the previous month.
MC MDES Token Authentication Fee
Fee charged by Mastercard on tokenized transactions submitted without 3D Secure authentication or network tokens and validated by the issuer.
Monthly.
MC Nominal Amount Authorizations
Fee introduced by Mastercard for the cancellation of a low-value authorization, defined as an amount less than one currency unit or equivalent to 1 euro, if the cancellation occurs within 24 hours of authorization. It applies only to card-not-present transactions.
At the beginning of the month, based on the activity from the previous month.
Merchant Refund - FX Rate Adjustment
Correction of any errors in the calculation of the exchange rate used to convert the currency of a payment.
No predetermined frequency.
Transaction Fee
Correction of any errors in the calculations of the fee related to the transaction.
No predetermined frequency.
Visa 3D Authentication Fee
Fee introduced by Visa for the use of the 3DS protocol.
Monthly.
Visa Behavioral Fee
Fee introduced by Visa and applied to the fourth and each subsequent recurring request following an R1 or R3 decline code.
Monthly.
Visa Integrity Fee
Fee introduced by Visa and applied to resubmission attempts of transactions and for fraud prevention activities, in cases where the merchant has not followed the rules and guidelines provided by the network for payment processing.
Monthly.
Visa Marketplace Fee
Charge of 0.30% applied by Visa on the volume of transactions when the marketplace and the issuing bank (Issuer) are located in the same country (or in the European Economic Area - EEA) and the merchant is located in a different country.
Quarterly.
Visa Secure Credential Framework Fee (Visa SCF Fee)
Fee introduced by Visa for domestic authorizations processed without Visa EMV payment tokens, specifically VTS tokens and Apple Pay/Google Pay/Samsung Pay or 3DS.
At the beginning of the month, based on the activity from the previous month.
VISA Unsecured Chargeback Fee
Fee introduced by Visa for chargebacks related to fraud processed within the European Economic Area (EEA).
No predetermined frequency.
Visa VDCU Fee
Fee applied by Visa for each update of tokenized data, if it is related to a successfully completed transaction.
At the beginning of the month, based on the activity from the previous month.
Wire Fee
Correction of any errors related to the credit fee calculations.
No predetermined frequency.
Excessive Chargeback Fee
Fee charged when chargebacks exceed 1% in a month.
Monthly.
Visa Token Authentication Fee
Fee applied by Visa for authentication via token.
At the beginning of the month, based on the activity from the previous month.
Chargeback Fee
Correction of potential miscalculations on chargeback fees
No predetermined frequency.
Mastercard Network Token Fee
Established in October 2024, it is a fee applied to each approved transaction using Mastercard network tokens, determined based on the merchant's country of incorporation.
At the beginning of each month, based on the activity from the previous month
Mastercard Technical Violation Fee
When a dispute is brought to arbitration, Mastercard may charge a technical violation fee, regardless of the outcome of the dispute. This fee may be charged multiple times (typically once or twice) for each dispute, based on the network's decision.
Monthly.
MC 3D Authentication Fee
Fee introduced by Mastercard as a re-billing of applied fees.
At the beginning of the month, based on the activity from the previous month.
MC Decline Reason Code Fee
Fee applied by Mastercard to declined transactions. It is applied only in cases where the Response Code is 79/82/83 and the Merchant Advice Code is 01/03.
At the beginning of the month, based on the activity from the previous month.
MC Dispute Fee
Additional fee to the Mastercard chargeback fee, applied to cover extra costs incurred by the network.
At the beginning of the month, based on the activity from the previous month.
MC Excessive Authorization Attempts
Fee introduced by Mastercard for each attempt to submit an additional authorization request on a card that has already been declined 10 times in the last 24 hours or declined 35 times in the last 30 days.
At the beginning of the month, based on the activity from the previous month.
MC Final auth not meeting requirements
Fee introduced by Mastercard for reviews of decline codes. It applies only to card-not-present transactions that do not comply with the network's guidelines.
At the beginning of the month, based on the activity from the previous month.
MC Mac Fee
Fee introduced by Mastercard for reviews of decline codes. It applies only to card-not-present transactions that do not adhere to the network's guidelines.
At the beginning of the month, based on the activity from the previous month.
MC MDES Fee
Fee introduced by Mastercard for each non-tokenized Card On File (COF) transaction using Mastercard's tokenization system (MDES).
At the beginning of the month, based on the activity from the previous month.
MC MDES Token Authentication Fee
Fee charged by Mastercard on tokenized transactions submitted without 3D Secure authentication or network tokens and validated by the issuer.
Monthly.
MC Nominal Amount Authorizations
Fee introduced by Mastercard for the cancellation of a low-value authorization, defined as an amount less than one currency unit or equivalent to 1 euro, if the cancellation occurs within 24 hours of authorization. It applies only to card-not-present transactions.
At the beginning of the month, based on the activity from the previous month.
Merchant Refund - FX Rate Adjustment
Correction of any errors in the calculation of the exchange rate used to convert the currency of a payment.
No predetermined frequency.
Transaction Fee
Correction of any errors in the calculations of the fee related to the transaction.
No predetermined frequency.
Visa 3D Authentication Fee
Fee introduced by Visa for the use of the 3DS protocol.
Monthly.
Visa Behavioral Fee
Fee introduced by Visa and applied to the fourth and each subsequent recurring request following an R1 or R3 decline code.
Monthly.
Visa Integrity Fee
Fee introduced by Visa and applied to resubmission attempts of transactions and for fraud prevention activities, in cases where the merchant has not followed the rules and guidelines provided by the network for payment processing.
Monthly.
Visa Marketplace Fee
Charge of 0.30% applied by Visa on the volume of transactions when the marketplace and the issuing bank (Issuer) are located in the same country (or in the European Economic Area - EEA) and the merchant is located in a different country.
Quarterly.
Visa Secure Credential Framework Fee (Visa SCF Fee)
Fee introduced by Visa for domestic authorizations processed without Visa EMV payment tokens, specifically VTS tokens and Apple Pay/Google Pay/Samsung Pay or 3DS.
At the beginning of the month, based on the activity from the previous month.
VISA Unsecured Chargeback Fee
Fee introduced by Visa for chargebacks related to fraud processed within the European Economic Area (EEA).
No predetermined frequency.
Visa VDCU Fee
Fee applied by Visa for each update of tokenized data, if it is related to a successfully completed transaction.
At the beginning of the month, based on the activity from the previous month.
Wire Fee
Correction of any errors related to the credit fee calculations.
No predetermined frequency.
Excessive Chargeback Fee
Fee charged when chargebacks exceed 1% in a month.
Monthly.
Visa Token Authentication Fee
Fee applied by Visa for authentication via token.
At the beginning of the month, based on the activity from the previous month.